Lyft also has an insurance coverage of up to $1 million for Lyft driver car accidents. Like Uber, your Lyft ride is covered from the time that you request your ride until you are dropped off. During this time, Lyft’s insurance policy covers the following:
Contingent Liability – This is applicable only when you are waiting for your ride. Lyft’s contingent liability can cover up to $50,000 per person, $100,000 per accident. and up to $25,000 for property damage. This policy is applicable when the driver’s “driver mode” is on.
Primary Automobile Liability – This is covered up to $1 million.
Contingent Comprehensive and Collision – This policy provides coverage to damages to your car in an accident or non-collision events such as a fire, inclement weather, etc. There is a $2,500 deductible, and you are eligible for this policy as long as you have comprehensive and collision coverage on your personal policy. In addition, this coverage will match either how much your car is worth or the cost of reparation.
Uninsured/Underinsured Motorist – If your Lyft driver is in an accident because of an uninsured or underinsured motorist, then Lyft’s $1 million policy will come into play.
Have you or a love one been injured in a car accident? Give us a call now! 954-982-2124. Or schedule an appointment right away!